May 19, 2017

While Open Enrollment is closed, life doesn’t stop.  Maybe you’ve moved to a new county or state, lost a job, or gotten married.  Maybe you just turned 26 and lost access to coverage on your parent’s plan. 

Picking a health insurance plan is tricky, no matter...

May 16, 2017

The Health Care debate continues to rage, even with everything else that is going on in our nation.  We are continuing our series on health care terms so that you can better understand the issues.  Today we are discussing Guaranteed Issue.

Simply put, guaranteed is...

May 2, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up.  

The Federal Poverty Level doesn’t seem like it is something that impacts insurance but it does.  Thes...

April 25, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up. 

Today's topic is Essential Health Benefits.

When it comes to Health Insurance, it is nice to know what you a...

April 22, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up. 

Today we are discussing Deductibles.

Your deductible is the amount you pay out of your pocket before the ins...

April 17, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up.  Today we are discussing copays.

Copays relate to the amount you will pay for care, such as when you see a d...

March 23, 2017

Epipens have been in the news a lot lately, so I thought I'd update folks on how a few of the carriers in Washington state cover EpiPen options in 2017.  I may even have good news for you!

The wholesale pharmacy price can range from $390 - $4,800 for 2 pens (OmedaRx 201...

January 27, 2017

A lot has changed in the last month politically, and it has the potential to radically change health care. The 2017 health insurance open enrollment is winding down, and I've been thinking about what health insurance will look like in the future.

With that in mind, I've...

October 27, 2016

This is the third post in a series on Health Insurance Basics.  Open enrollment begins in less than a week, and many people will be picking a new health insurance plan for 2017.  One of the most important things to understand is Networks.

Network:

There are many typ...

October 24, 2016

Open enrollment starts next week!  Are you ready?  Do you need to care?  If you buy your own health insurance, then it’s an important time to decide what you are going to do for coverage in 2017.  If you get your health insurance through your employer, then you can pre...

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