May 16, 2017

The Health Care debate continues to rage, even with everything else that is going on in our nation.  We are continuing our series on health care terms so that you can better understand the issues.  Today we are discussing Guaranteed Issue.

Simply put, guaranteed is...

May 2, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up.  

The Federal Poverty Level doesn’t seem like it is something that impacts insurance but it does.  Thes...

April 25, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up. 

Today's topic is Essential Health Benefits.

When it comes to Health Insurance, it is nice to know what you a...

April 22, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up. 

Today we are discussing Deductibles.

Your deductible is the amount you pay out of your pocket before the ins...

April 17, 2017

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up.  Today we are discussing copays.

Copays relate to the amount you will pay for care, such as when you see a d...

April 4, 2017

We continue our series, the A B C's of Health Insurance, with B.

 B is for Brand Name Drugs

Drugs are one of the most costly expenses when it comes to health care.  If you are like my household, you may have one or more family members who have multiple brand name drug pr...

March 30, 2017

We are starting a new series that will briefly define a variety of terms you might hear when insurance is being discussed.  Today we will start at the beginning - with A!

A is for Apple Health.  

Expanded Medicaid has been in the news a lot as the Republicans tried (unsu...

March 23, 2017

Epipens have been in the news a lot lately, so I thought I'd update folks on how a few of the carriers in Washington state cover EpiPen options in 2017.  I may even have good news for you!

The wholesale pharmacy price can range from $390 - $4,800 for 2 pens (OmedaRx 201...

January 27, 2017

A lot has changed in the last month politically, and it has the potential to radically change health care. The 2017 health insurance open enrollment is winding down, and I've been thinking about what health insurance will look like in the future.

With that in mind, I've...

October 27, 2016

This is the third post in a series on Health Insurance Basics.  Open enrollment begins in less than a week, and many people will be picking a new health insurance plan for 2017.  One of the most important things to understand is Networks.

Network:

There are many typ...

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October 18, 2017

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