How do you obtain health insurance?

 

  • Buy coverage directly from an insurance company during open enrollment

 

  • Buy coverage on the Washington Healthplanfinder during open enrollment

 

  • Receive free coverage through Washington Apple Health if your income is low enough

 

  • Health insurance may be a benefit your employer provides. You will most likely pay a percentage of the premium.

 

  • Stay on your parent’s policy until you are 26

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Did you miss open enrollment? Can you still get insurance?

 

  • You may be able to qualify for a special enrollment period.

 

  • Qualifying events include:  losing your job (and health coverage), getting married, having a baby, moving to the state, and many others.

 

  • Most of the time you must apply for coverage within 60 days of the qualifying event.

 

  • We can help you determine whether or not you have had a qualifying event.  It never hurts to ask!

I'What if you don’t have insurance?

 

 

  • In 2018 the individual mandate penalty still applies.  The penalty has been zeroed out as of 2019.

 

  • In 2018, the penalty is 2.5% of your income if a bronze plan costs less than 10% of your monthly income.  Due to high premiums, many will not have to pay this penalty.

 

If you don't have coverage and missed open enrollment, consider Short Term Medical Insurance.  It is limited in scope and doesn't meet the federal requirements, but it can provide catastrophic coverage prior to the next open enrollment.

Health Insurance 

 

 

 

As a self-employed freelancer, I've been working with Cindy for at least  5 years and she has made navigating the often confusing  world of health insurance easy and simple.

-Dave B., Mazama, WA

 

 

Click Here to Contact Us.

 

2020 Open Enrollment begins soon!

Book your appointment online and ensure that you have the help you need.

 

© 2015 Hagen Insurance Partners

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Located in Works Progress Coworking Offices

115 N 85th St #202

Seattle WA 98103