While Open Enrollment is closed, life doesn’t stop. Maybe you’ve moved to a new county or state, lost a job, or gotten married. Maybe you just turned 26 and lost access to coverage on your parent’s plan. Picking a health insurance plan is tricky, no matter when you have to do it. I’ve talked with multiple people in the last few days who were feeling overwhelmed by the prospect, and I realized that the process I go through would make a good blog post. Setting the Stage: To b

The Health Care debate continues to rage, even with everything else that is going on in our nation. We are continuing our series on health care terms so that you can better understand the issues. Today we are discussing Guaranteed Issue. Simply put, guaranteed issue means that an insurance company is required to enroll you on a plan regardless of any factors that may influence how much you will utilize your benefits. Age, gender, pre-existing conditions and other criteria

For better or worse, health insurance has been in the news a lot lately, so we are continuing our series to help you understand different terms that may come up. The Federal Poverty Level doesn’t seem like it is something that impacts insurance but it does. These numbers are used as a guideline for administrative purposes such as determining eligibility for federal programs. Your household income helps determine whether you qualify for Medicaid, tax credits, and/or Cost Sha